State of the Art Technology Working for you!
We have created our own state of the art client update system for use in servicing our clients needs.
Clear, unbiased mortgage advice
Helping you make confident financial decisions with expert, impartial guidance.
Over qualified to get the job done!
Bringing unmatched expertise and dedication to deliver exceptional results every time.
What we do for you…
Hertfordshire Mortgages is here to help home buyers & home owners arrange finance in the most simple and straightforward way possible explaining the complicated procedures in the simplest of terms and adding value to the whole transaction.
It is our full time role to provide you, the customer, with Independent Impartial Advice. We are dedicated to the mortgage market, and if needed we are also trained in all areas of financial services – we see it as our goal to help you to make the right choice. We are well known in the mortgage industry to not simply accept lenders first answer and FIGHT for our clients mortgage approvals to the bitter end.
We deal with all Mortgage Types
Mortgage Types
At Hertfordshire Mortgages we provide mortgage solutions for all types, including Remortgages, Buy-to-Let, Shared Ownership, Help to Buy, and Self-Build.
Remortgaging, Refinance, New Mortgage
A remortgage is when you switch your existing mortgage to a new deal, either with your current lender or a different one. It’s usually done to get a better interest rate, release equity, or change mortgage terms.
Buy To Let
A buy-to-let mortgage is designed for people who want to purchase a property specifically to rent it out to tenants. The loan is assessed based on the property’s potential rental income rather than just the borrower’s personal income.
Shared Ownership
Shared Ownership is a scheme that allows you to buy a share of a property and pay rent on the remaining share to a housing association. It helps people get on the property ladder with a smaller deposit and lower monthly costs.
Right to Buy
Right to Buy is a government scheme that allows eligible council or housing association tenants to purchase their home at a discounted price. The discount amount depends on how long the tenant has lived in the property and the type of home it is.
Help To Buy
Help to Buy is a government scheme that helps first-time buyers purchase a new-build home with a smaller deposit. It offers an equity loan where the government lends up to 20% (40% in London) of the property’s value, reducing the mortgage amount needed.
Self Build
Self-build is when you plan, design, and construct your own home, either by doing the work yourself or managing the project. It often involves securing a plot of land and arranging finance specifically tailored for building a property.
testimonials
Client Testimonials
Don’t take our word for it – here’s what our clients say:
Thank you, I can’t thank you and your team enough. I know I haven’t been the easiest of customers for you. Thank you for sticking with and getting it over the line which most companies probably wouldn’t have even taken a second look at. I wish you all the best. Hopefully not long until it is all done and completed.
Ash
Thanks so much for the excellent support and counsel throughout this application. The professionalism and worth of experience made a great difference for us. Clearly, you had our interest at the very core of all you did for us. We really appreciate all the great work.
Ben & Adelaide
The remortgage went through perfectly on Friday, I cannot thank you all enough, I know that I must drive you all crazy and apologise 🙂
Speak soon and again, thank you so much for all your hard work.